Do I Get to Choose My Own Contractor, or Will the Insurance Company Provide One?

Do I Get to Choose My Own Contractor, or Will the Insurance Company Provide One?

Oct 31 2023

Homeowners often grapple with various challenges post a damaging event, be it a storm, fire, or any other unforeseen incident that might compromise the integrity of their homes. One of the most pressing questions that emerge after such events is, “Do I get to choose my own contractor, or will the insurance company provide one?” Restoration Roofing, a Collierville TN roofing company that specializes in insurance claims, delves deep into this query to help homeowners make an informed decision.

Understanding Your Right to Choose

First and foremost, homeowners need to understand that they have rights. As a policyholder, you have the right to choose the contractor you want to repair or replace your damaged property. Your insurance company may suggest or recommend contractors they frequently work with, known as ‘preferred vendors.’ While these suggestions might come in handy, they are just that – suggestions. You are not obliged to use them.

The ‘Preferred Vendor’ Program

Many insurance companies maintain a list of ‘preferred vendors.’ These are contractors who have agreements with the insurer, promising to provide services at predetermined rates. In exchange, the contractor receives referrals from the insurance company.

While this might sound convenient, there are potential drawbacks. Sometimes, preferred vendors may cut corners to maintain low prices, potentially compromising on quality. Furthermore, the loyalty of these vendors might lean more towards the insurance company that sends them consistent business rather than the homeowner.

Ensuring Quality Repairs

Your home is likely one of the most significant investments you’ll make in your lifetime. Ensuring that any repairs, especially those related to the structure and safety of your home like roofing, are of top quality is paramount. This is where your right to choose becomes crucial. By selecting a contractor you trust, like Restoration Roofing, you have more control over the quality of work.

When you pick a reputable contractor known for its quality and expertise, you’re making a proactive decision to ensure the longevity and safety of your repairs. After all, not all repairs are equal. Quality materials, expert installation, and an in-depth understanding of local building codes and conditions can make all the difference.

What Storm Damage Looks Like and Signs to Look For After a Storm

Post a storm, it’s essential to know what kind of damage to look for. Here are some signs:

  • Missing or Broken Shingles: Strong winds can rip off or break shingles, leaving your roof vulnerable.
  • Dents on Metal Roof Vents: These could indicate hail damage.
  • Leakages: If you find any wet spots in your attic or ceiling, it’s a clear sign of roof damage.
  • Gutter Debris: Large amounts of mineral granules in the gutters indicate wear and tear of the shingles.

Restoration Roofing – Your Trusted Partner

At Restoration Roofing, we understand the intricacies of insurance claims. We’re trained to assist our customers throughout the entire claims process. With our expertise in roofing, gutters, and skylights, you can rest assured that the quality of repairs will be top-notch.

Remember, when it comes to choosing a contractor, don’t feel pressured to go with the insurance company’s recommendation. Research, ask for references, check reviews, and most importantly, trust your instincts.

Your home deserves the best care and attention, especially when recovering from damage. Exercise your right to choose a contractor you trust. With Restoration Roofing, a leading Collierville TN roofing company, you’re not just choosing a contractor; you’re choosing peace of mind.

For all your roofing needs, trust the experts at Restoration Roofing. We’re more than just a Collierville roofing company; we’re your partners in home protection. Contact us today!

Give us a call at 901-854-3402 or fill out our Contact Us form and we will reach out to you with our next available inspection. Make sure to follow us on Facebook and Instagram for more tips on finding the best roofing contractor for you.